Buying a home can be a stressful time. When you get to the closing you don’t want to have to worry about any last minute problems. When you choose ACR Title Group, we’ve got your back. Our experienced staff will work closely with your real estate agent, finance company and escrow agent to manage the closing on your home so you don’t have to worry about a thing!

What does a Title Company do?

The title company is responsible for researching the chain of title and conducting a property survey which will ensure that the title is free and clear of any liens, outstanding loans, special assessments, past due taxes or prior claims. They also confirm that the wording on your title accurately describes who has the right to transfer ownership, how you pay property taxes and that the survey describes the homes’ property lines accurately so you can buy your home with confidence.

What about the Closing?

The closing of your home, or ‘settlement’ is usually handled by the title company. They prepare all of the closing documents, provide a signing agent or real estate attorney to do a final review of all of the paperwork and finalize the deed and title transfer. They also may hold your escrow money with the assistance of an escrow agent and distribute the payout at closing.

Whether you are selling your home For Sale By Owner or you are working with a Real Estate Agent, ACR Title Group can assure your closing goes smoothly and your loan is paid off and all payouts are distributed on time.

How does a Title Company help the Seller?

The title company is a third-party that will help the seller with all paperwork & closing documents and coordinate the the closing process with your buyers to help the closing go quickly and with the least hassle on the your part.

Title companies also perform title searches, prepare an abstract of title, order property surveys, provide title insurance & notary services, provide a real estate attorney to review and finalize the deed and title transfer, open escrow accounts to safeguard any money involved in the transaction and hire an escrow agent to disperse funds. They also will negotiate any settlements or lien payouts and make sure they are paid off prior to closing.

When refinancing your home, ACR Title Group will handle all of the paperwork and coordinate with your lender to prepare the settlement statement and all of the documentation so your refinance transaction goes smoothly and funds are distributed properly to pay off all current loans and obligations.

What does a Title Company do for a Home Refinance?

The title company will act as an intermediary between all parties to facilitate the closing process by helping in key steps and working with with all involved parties to make sure the closing goes smoothly. They do this by preparing all paperwork and closing documentation including the settlement statement, coordinate the closing with the lender and all other parties, disperse all funds to the borrower and any additional parties to help the closing go quickly and with the least hassle on the your part.